Hero image

Motorcycle & Recreational Vehicle Loans

Get affordable financing for your motorcycle or recreational vehicle (RV)!

 View Rates Schedule an Appointment

Get up to speed with a Motorcycle or RV Loan Feature Image

Get up to speed with a Motorcycle or RV Loan

UMCU makes it simple to hit the road with financing tailored for your next adventure. Whether you're cruising on two wheels or exploring in an RV, our flexible loan options help you enjoy the freedom of the journey sooner. With an easy online application and convenient payment solutions, you can focus on where the road takes you, not the paperwork.

Apply For A Loan 

  • Flexible Terms: Up to 240 months 
  • Fixed Rates*: For predictable monthly payments 
  • No Penalties for Paying Off Your Loan Early
  • Automatic Payment Options: So you never miss a payment
  • Easily Manage Your Loan: Access your loan through the Online Banking portal or Mobile App

Motorcycle & RV Loan Rate

APR Term
7.24% - 16.74% Fixed
APR
7.24% - 16.74%
Term
Fixed

We Also Recommend

New & Used Auto Loan

New & Used Auto Loan

  • Loans for Any Age, Make, or Model Automobile
  • Same Low Rates for New & Used Vehicles
  • Flexible Terms Up to 84 Months
  • Automatic Payment Options
  • Special Rates for Recent College Graduates
Travel Trailer Loan

Travel Trailer Loan

  • Borrow Up to $350,000
  • Fixed Rates for Predictable Monthly Payments
  • Flexible Terms Up to 240 Months
  • No Penalties for Paying Off Your Loan Early
  • Automatic Payment Options
  • Easy to Manage Your Loan

FAQs

You bet! Applying for a motorcycle loan with UMCU is a breeze! The process is almost identical to applying for a vehicle loan. We get you pre-approved for free so you can shop with confidence knowing how much you can afford!

Apply through Online Banking, our Mobile App, our website loan application, stop by a branch, or give us a call at 800-968-8628

That is not a requirement. If you have one, that‘s great - but it‘s not required.

Unfortunately, the Graduation Loan special rate only applies to traditional vehicle loans. However, the special Graduation Loan rate is good up to one year after the date of your graduation! So if you decide to purchase a car, van, or truck instead of a motorcycle, you can still take advantage of that special rate!

All kinds! And they don‘t have to be brand new — UMCU is pleased to offer the same rate on new or used motorcycles. Whether you‘re looking for something fast and sporty or a touring bike for cross-country trips, you've come to the right place.

Yes, we've partnered with Free Ride Powersports to make it easy to get the motorcycle of your dreams! Enjoy our competitive rates with the convenience of financing right at the dealership. 

Free Ride Powersports is located at 4405 Jackson Rd, Ann Arbor MI 48103. 
Phone: 734-585-3300 
 

Disclaimer

*Actual APR determined by credit history, approved loan amount and loan term.

FestiFall
Playing Guitar

We Invest in the Communities We Serve

At UMCU, we believe in supporting organizations and events that keep our communities strong. Every one of our team members is committed to making a difference every day.