Resources
 

Our Best Rates

* Home Improvement Loans as low as 9.75
** Certificates as high as 3.82
*** Auto Loans as low as 5.74

Helpful Downloadable Resources

FAQs

Opening an account with University of Michigan Credit Union is very easy! You can open your account online or go to the nearest branch. Call us for questions at 1-800-968-8628.

Setting up direct deposit is easy! If your employer offers Direct Deposit services, simply provide them our routing number (2724-7654-3) and the 10-digit electronic account number (found at the bottom middle of your UMCU checks).

We have 17 branches across Ann Arbor, Flint, Ypsilanti, and Metro Detroit!

To find the closest one to you, visit our branch locations page.

This is not available at this time, but stay tuned for updates!

If you're passionate about making a difference in the community, waking up excited to come to work every day, and value working with some amazing people, then we'd love to have you on our team! Please check out our Careers page to learn more and view open positions.

This self-service option is not available at this time.

To explore the current rates on our products and services, please visit our Rates page.

This is not available at this time.

At UMCU, our philosophy is people helping people. We're committed to the community and we're always looking for ways to give back! From our annual Toys for Mott & Hurley drive to collecting instruments with the Ann Arbor Symphony Orchestra to donate to school music programs — we always strive to positively impact our community. Click here to learn more about our giveback efforts.

Click the "Enroll" button at the top of the Online Banking page. You will be asked to enter your 6-digit base account number and personal identifying information. After your personal identifying information is verified, you will be taken through a series of steps to set up a username, password, security questions, security picture, and security phrase. Upon completion of these steps, you will have immediate access to online banking.

You can also watch this step-by-step video tutorial that will guide your through the enrollment process!