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Interest Checking Account

Earn more while managing your everyday spending with UMCU’s Interest Checking. With tiered interest rates and all the perks of a basic checking account, you can grow your funds effortlessly while keeping your money accessible.

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Earn More with UMCU's Interest Checking Account

Looking to grow your funds with a money market account? UMCU's Interest Checking offers an ideal solution. Earn interest on your monthly checking account balance when you maintain a minimum balance of $2,000. Our tiered interest rates mean the more you keep in your account, the more you'll earn!

You'll also get all the benefits of our basic checking account, Go Blue™ Checking.

  • Online Banking
  • Mobile Banking
  • Debit card with EMV chip for added security
  • Overdraft protection
  • Unlimited check-writing privileges 
  • Free online check images

Related Resources

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We Also Recommend

GO BLUE™ - BASIC CHECKING

  • No Minimum Balance
  • No Monthly Maintenance Fee
  • No Minimum Deposit
  • Digital Banking Tools
  • Overdraft Protection
  • Fee-Free ATM Access

Detroit Lions Checking Account

  • No minimum balances - you decide how much stays in your account
  • Online bill pay - automatic withdrawal from your checking account means bills are always paid on time
  • No monthly maintenance fees
  • Free access to over 30,000 ATMs in the nationwide co-op network

Common Questions

It depends on your financial goals! The Platinum Optimum is great for establishing or rebuilding a credit score while the Platinum Cash Back gives you 1.10% back on EVERY purchase. Our team members are happy to help you decide. Give us a call, visit a branch, or send us a secure message in the online banking portal!
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Disclaimer

It requires a minimum balance of $500.00 to avoid a $8.00 maintenance fee.

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