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Student Choice Loan

Flexible student loans from EMUCU to support your education — whatever path you choose, no matter where it leads.

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Achieve Your Educational Goals with EMUCU Student Loans Feature Image

Achieve Your Educational Goals with EMUCU Student Loans

From cosmetology to radiology, wherever your higher education journey takes you, EMUCU helps you achieve your financial goals. Our student loans are accepted at hundreds of universities, colleges, and technical schools across the nation. 

Apply For A Loan 

  • No Origination Fees
  • Competitive Interest Rates*
  • Flexible Repayment Options: Ability to defer while in-school, so you don't have to start paying until after graduation
  • Available for Students at Any Accredited School 

Related Resources


Explore additional information and updates for graduates and college students.

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Revolving Student Loan

Revolving Student Loan

  • Borrow Up to $20,000
  • Use Funds for Any School-related Expense
  • Ability to Use Co-Signer's Credit Score
  • Funds Can be Used Again as You Pay Down the Balance
  • Payments are Not Deferred Until Graduation
Visa® Platinum Optimum

Visa® Platinum Optimum

  • Rates as Low as 8.99% APR
  • No Annual Fee
  • Overdraft Protection Option
  • Fee-Free Balance Transfers & Cash Advances
  • Digital Wallet Compatible

Disclaimer

*Subject to credit approval; normal credit standards apply

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