Get the Extra Funds You Need for Life's Big Moments
For expenses both planned or unexpected, UMCU has you covered! Our loan and credit card offerings come with low rates, flexible terms, and the expertise you need to help you choose the best option.
Visa® Credit Cards
Whether you're looking for a low rate to save money, want to improve your credit score, or want more robust rewards, there's a UMCU Visa® for everyone! Our Platinum Optimum keeps interest charges in check with one of the lowest rates available, starting at just 8.99% APR*. Our Visa® Platinum Cash Rewards earns you unlimited 1.10% cash back with every purchase at every merchant.
Home Loans
Achieve your homeownership dreams or refinance with ease thanks to UMCU's home loans featuring: low closing costs, down payments, no application fee, and free pre-approval for confident shopping. For current homeowners, our HELOC provides a convenient way to tap into your equity for renovations, repairs, or debt consolidation.
