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Accounts Overview

At UMCU, we're here to support every step of your financial journey with a wide range of checking, savings, and loan options designed to fit your life. Whether you're a student, business owner, or planning for the future, we make it easy to manage your money and reach your goals.

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All Account Types

Checking Accounts

Checking Accounts

Whatever your style or needs, UMCU has a checking account that fits. Choose from options like our popular Go Blue Checking or custom-branded Detroit Lions Checking, both with easy access, digital tools, and personalized service.

Savings Accounts

Savings Accounts

Saving for what's next? We make it easier to build toward your goals from everyday savings to retirement planning or growing your nest egg with a money market account.

Business Accounts

Business Accounts

We know running a business takes focus, our accounts help keep things organized and cost-effective. From everyday transactions to saving for unexpected needs, we're in your corner.

Student Account Package

Student Account Package

Heading to college or just getting started with banking? We've built a student-friendly bundle that includes a free checking account, savings with no minimums, and tools to help build good money habits — on campus and beyond. You'll also have access to free financial education resources to boost your confidence and knowledge every step of the way.

Specialty Accounts

Specialty Accounts

No matter what situation you find yourself in, we likely have an account for you! 

We make it easy to create a Trust, Conservatorship, Custodian, or Estate account. Let us help you act as Power of Attorney or Representative Payee on an account. We even have Club, Association, and a range of Business accounts to serve your needs.