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Technology Loan

Get affordable financing for computers, cameras, monitors, headphones, and more!

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Upgrade Your Tech with an Affordable Personal Loan Feature Image

Upgrade Your Tech with an Affordable Personal Loan

Looking to finance your next tech upgrade? UMCU offers flexible and affordable personal loans to help you get the equipment you need — whether it's a laptop for college, a high-performance gaming setup, or a camera for your photography passion.

Once funds are deposited into your checking account, use your UMCU debit card to buy your new tech equipment online or in stores.

Apply For A Loan 

  • Borrow Up to $3,500
  • 0.00% APR for First 90 Days*: 4.99% APR after 90 days
  • Terms Up to 36 Months
  • Easily Manage Your Loan: Access your loan through the Online Banking portal or Mobile App

Technology Loan Rate

APR Term
4.99% Fixed
APR
4.99%
Term
Fixed

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  • Borrow Up to $50,000
  • No Collateral Required
  • Fixed Rates for Predictable Monthly Payments
  • Flexible Terms Up to 60 Months
  • Use the Funds the Way You Want
  • Easy to Manage Your Loan
Certificate Secured Loans

Certificate Secured Loans

  • Rates are Just 2.00% APR Above Certificate Rate
  • Fixed Rate for Predictable Monthly Payments
  • 12 - 60 Month Terms
  • $500 Minimum Loan Amount
  • Use the Funds the Way You Want

FAQs

Virtually anything tech-related!

  • Laptops
  • Custom computer rigs
  • Headphones
  • Tablets
  • Phones
  • Printers
  • 3D printers
  • Cameras
  • Lighting equipment
  • Monitors


And more!

Disclaimer

*All Technology loans will be charged 0% interest during the first 90 days; actual rate after 90-day introductory period will be 4.99%. Maximum loan amount $3,500. Contact UMCU for details about maximum terms of repayment. A UMCU checking account and UMCU debit card are required to fund the loan. Subject to credit approval. Additional limitations, terms and conditions apply, and are subject to change without notice.

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