Unlock Your Home's Potential with a Credit Union in Michigan

Your home is more than a place to live – it's financial flexibility. Get funds via a UMCU HELOC, with competitive rates starting at 6.75% APR and up to 95% of your home’s equity with loan payment protection coverage.

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Local Commitment,
Big Impact

When you choose UMCU, you strengthen your community and resources to reach your financial goals. Our credit union member experience means perk-filled UMCU Wolverines clubs, advisory student account packages with mobile wallets, and more.

The UMCU Experience

Detroit Lions Debit Card

As the Official Credit Union of the Detroit Lions, receive exclusive debit cards, featuring four signature Lions designs. Snag this officially branded card, win presale game access, 20% off merchandise discounts, and nationwide fee-free ATM access.

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Our Best Rates

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Exclusive
UMCU Offerings

Promotions

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Giveback

Books in the Branch

The 2nd Annual Books in the Branch! UMCU is proud to support C.S. Mott Children's Hospital to collect and donate new books. During October UMCU is hosting Michigan authors in branch with pop-ups and supporting children's literacy.

Promotion

Graduation Loan

Congrats, grad! To help you with post-college life, we'll take 0.50% APR off the rate of a new-to-UMCU vehicle loan, starting rate of 8.00% APR on My Choice personal loan, or both!

Exclusive Grand Traverse Resort and Spa Discounts

Unlock a 15% discount on rooms and spa services all year long when you book with your Michigan or Detroit Lions debit card.

Checking Accounts

Go Blue™ Checking Account

Go Blue™ Checking gives you the flexibility, features, and Michigan tradition you expect, no fees, no minimums, and a debit card that shows your true blue loyalty.

Checking Accounts

Detroit Lions

Get in the game with one of four bold Lions debit cards, available only from UMCU the Official Credit Union of the Detroit Lions.

Events

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Financial Education

September
30th

Financial Education Office Hours

530 South State Street Suite G309 Ann Arbor, Michigan 48104Get Directions

Attention UM students and staff! Get free financial wellness guidance this semester - walk-ins welcome at our Union branch or make an appointment! Available weekly from 10 am to 2 pm through November 4th.

View Details Register Now

Financial Education

October
2nd

Financial Safety Day

Join us in our branches on October 2 for Financial Safety Day! Get practical tips to protect your personal information and accounts, learn to spot common scams and fraud, and explore resources from local community partners, with a special focus on supporting our senior members.

Community Event

October
14th

Career Readiness Day - Flint

400 Mill Street Flint, MI 48503Get Directions

Join us on Wednesday, October 14th from 11 am - 2 pm U-M Flint's University. Center, 3rd Floor. All ages and majors welcome! School of management students receive career development points for graduation.

UMCU Experience

We're a Credit Union that Believes in

Our Members. Our Community. Our Teams.

UMCU Experience Join Our Team

Whatever You're Looking For We've Got You Covered

Accounts

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Loans

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Where to Find Us

Ann Arbor

Metro Detroit

Flint

Ypsilanti

Looking for a UMCU Branch or ATM?

The University of Michigan Credit Union has many local branches and over 30,000 nationwide ATMs, so you can always find us. Try our Branch & ATM Finder to find your closest branch.

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