Unlock Your Home's Potential with a Credit Union in Michigan

Your home is more than a place to live – it's financial flexibility. Get funds via a UMCU HELOC, with competitive rates starting at 7.00% APR and up to 95% of your home’s equity with loan payment protection coverage.

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Local Commitment,
Big Impact

When you choose UMCU, you strengthen your community and resources to reach your financial goals. Our credit union member experience means perk-filled UMCU Wolverines clubs, advisory student account packages with mobile wallets, and more.

The UMCU Experience

Detroit Lions Debit Card

As the Official Credit Union of the Detroit Lions, receive exclusive debit cards, featuring four signature Lions designs. Snag this officially branded card, win presale game access, 20% off merchandise discounts, and nationwide fee-free ATM access.

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Our Best Rates

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Exclusive
UMCU Offerings

Promotions

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Exclusive Grand Traverse Resort and Spa Discounts

Unlock a 15% discount on rooms and spa services all year long when you book with your Michigan or Detroit Lions debit card.

Checking Accounts

Go Blue™ Checking Account

Go Blue™ Checking gives you the flexibility, features, and Michigan tradition you expect, no fees, no minimums, and a debit card that shows your true blue loyalty.

Checking Accounts

Detroit Lions

Get in the game with one of four bold Lions debit cards, available only from UMCU the Official Credit Union of the Detroit Lions.

Events

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UMCU Experience

We're a Credit Union that Believes in

Our Members. Our Community. Our Teams.

UMCU Experience Join Our Team

Whatever You're Looking For We've Got You Covered

Accounts

Open an Account

Loans

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Where to Find Us

Ann Arbor

Metro Detroit

Flint

Ypsilanti

Looking for a UMCU Branch or ATM?

The University of Michigan Credit Union has many local branches and over 30,000 nationwide ATMs, so you can always find us. Try our Branch & ATM Finder to find your closest branch.

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