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My Choice Loan

When life brings opportunities, UMCU's My Choice Loan gives you the flexibility and financial support you need.

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Take Control of Life's Expenses with UMCU's My Choice Loan Feature Image

Take Control of Life's Expenses with UMCU's My Choice Loan

Whether you're planning ahead or dealing with unexpected expenses, UMCU's My Choice Personal Loan offers a reliable solution. Use it to consolidate debt or even fund your dream vacation or wedding. The possibilities are endless, giving you the affordable and flexible financing you need — no matter what life brings.

Apply For A Loan 

  • Borrow Up to $50,000*
  • No Collateral Required
  • Fixed Rates: For predictable monthly payments
  • Flexible Terms: Up to 60 months
  • Use the Funds the Way You Want
  • Easily Manage Your Loan: Access your loan through the Online Banking portal or Mobile App

My Choice Loan Rate

APR Term
9.75% - 15.75% Fixed
APR
9.75% - 15.75%
Term
Fixed

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FAQs

Virtually anything! Take the family on a trip to Disney World, repair that leak in your garage roof, consolidate debt from multiple credit cards — the possibilities are endless!

Disclaimer

*Actual APR determined by credit history, approved loan amount and loan term.

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