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Business Gold Checking

UMCU's Gold Business Checking gives you the tools to manage cash flow, reduce costs, and access your money when and where you need it — with features that support growth every step of the way.

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More Flexibility, More Benefits Feature Image

More Flexibility, More Benefits

Get all the perks of Silver Checking plus more flexibility on checks, debits, deposits, and credits. For businesses of all sizes, this checking account is a financial management tool that helps leaders monitor cash flow, minimize expenses, and move funds quickly to capitalize on opportunities. Easily manage your accounts 24/7 through the Online Banking portal or Mobile App. 

Open an Account 

  • First 400 Deposits (Credits) Each Month are Free: $0.15 for each additional item*
  • No Charge for First 300 Checks (Debit) Each Month: $0.25 for each additional item*
  • No Monthly Maintenance Fee: If $2,000 minimum balance is maintained**
  • Free Visa® Debit Cards: Easily access funds anytime, anywhere
  • Earn Interest on Funds Kept On-hand: Open a Business Savings or Business Money Market Account**

Business Gold Checking Rates

Deposit Tier Interest Rate APY*
$2,000 - $4,999.99 0.05% 0.05%
$5,000 - $9,999.99 0.06% 0.06%
$10,000 - $24,999.99 0.10% 0.10%
$25,000+ 0.20% 0.20%
Interest Rate APY*
0.05% 0.05%
Interest Rate APY*
0.06% 0.06%
Interest Rate APY*
0.10% 0.10%
Interest Rate APY*
0.20% 0.20%

We Also Recommend

Business Silver Checking Account

Business Silver Checking Account

  • Free Visa® Debit Cards
  • First 200 Deposits (Credits) Each Month are Free
  • No Charge for First 100 Checks (Debits) Each Month
  • Earn Interest on Funds Kept On-Hand
Business Savings Account

Business Savings Account

  • No Monthly Maintenance Fee
  • First 6 Withdrawals Each Month are Free
  • No Charge for First 75 Deposits Each Month
  • Easily Manage Funds 24/7
  • Upgrade to a Business Money Market Account to Earn Tiered Interest on Deposited Funds

Disclaimer

*APY = Annual Percentage Yield. Each check deposited is counted as an individual item. Total cash within a deposit is counted as one item. 300 checks and other debits each month are free ($0.25 for each additional item). Item counts are the total monthly aggregate of all items presented to all your accounts under a single account number. 400 free deposits and other monthly credits each month ($0.15 for each additional item)
**$2,000 minimum balance - $10 monthly fee if the balance drops below the minimum. A Business Savings or Business Money Market Account is required to open a Business Checking Account

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