Vehicle Loans

UMCU offers affordable vehicle loans with competitive rates and flexible terms for new and used vehicles. Whether you're hitting the road, the water, or the open highway, we make it easy to finance your next adventure.

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Our Vehicle Loan Options

Auto Loan

Great Rates on New and Used Vehicles

UMCU makes your new car dream a reality by providing loans for any age, make, or vehicle model, with the same great rates for new or used vehicles! Our application only takes a few minutes.

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Financing for New and Used Vehicles
Flexible Repayment Terms
Automatic Payment Options

Motorhome Loan

Affordable Financing for Your Home Away from Home

UMCU simplifies the process of financing your motorhome, RV, or travel trailer so you can enjoy Michigan's outdoors in no time at all.

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Borrow Up to $350,000
Flexible Repayment Terms
Financing for New and Used Motorhomes

Boat Loan

Get Cruising with UMCU's Competitive Rates

Whether you want to race your boat on the Detroit River, go fishing on Lake Michigan, or gently cruise around Saginaw Bay, UMCU has the right type of financing for any type of water vessel.

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Borrow Up to $350,000
Flexible Repayment Terms
Automatic Payment Options Available

Motorcycle & RV Loan

Convenient, Easy Financing for Your Ride

Get driving with competitively priced motorcycle and RV loans from UMCU. With a lower interest rate, you can put the savings towards upgrades or new gear.

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Flexible Repayment Terms & Fixed Rates
No Penalties for Paying Off Your Loan Early
Automatic Payment Options Available

Automobile Loan Rates

Term	APR*
Up to 36 Months	5.74% - 14.59%
37 - 48 Months	5.74% - 14.59%
49 - 60 Months	5.74% - 14.59%
61 - 72 Months	5.74% - 14.59%
73 - 84 Months	6.74% - 16.84%

APR*
5.74% - 14.59%

APR*
5.74% - 14.59%

APR*
5.74% - 14.59%

APR*
5.74% - 14.59%

APR*
6.74% - 16.84%

Other Vehicle Loan Rates

Vehicle Type	APR*	Term
Motorcycle & RV: Jet Ski, Snowmobile, ATV	7.24% - 16.74%	Fixed
Motorhome, Boat, Travel Trailer	7.50% - 20.75%	Fixed

APR*	Term
7.24% - 16.74%	Fixed

APR*	Term
7.50% - 20.75%	Fixed

Not sure what to choose? Let us help.

We have a variety of affordable vehicle loans to match your adventure needs. Whether you're financing a car, motorhome, boat, motorcycle, or RV — our loans feature competitive rates*, flexible repayment terms, and a fast, convenient application process. No matter what you're looking for, we'll help get you on the road, water, or trail with confidence.

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