About UMCU

UMCU is more than a credit union. We are committed to our members, our community, and our team, creating financial confidence, building connections, and shaping brighter futures across Michigan.

Our History

Welcome to the University of Michigan Credit Union — your partner in personal and financial growth!

The University of Michigan Credit Union (UMCU) is proud to grow from our strong roots in Ann Arbor to expand our reach—empowering more individuals and communities with trusted guidance, accessible tools, and innovative solutions that put people first.

We're not just a credit union—we're your financial partner. Whether you visit a branch, use our mobile app, or connect at a local event, UMCU is here to help you move forward with confidence.

With over 119,000 members and $1.3 billion in assets, we offer the financial strength and stability our members can count on, while keeping service personal and people-first. Wherever you are in Michigan, UMCU is within reach. With 17 convenient branch locations, thousands of CO-OP network ATMs, and powerful digital tools, banking with us is always easy — online, on your phone, or face-to-face.

But what truly sets us apart? Our commitment to community impact. From free financial education to partnerships that open doors to exclusive events, we're proud to create opportunities and experiences that go far beyond banking.

Experience the UMCU Difference

Financial Solutions That Put You First

At UMCU, we believe your financial tools should work as hard as you do. That's why we offer a full suite of services designed to support you at every milestone of life.

Whether you're just starting, growing your family, or planning your next big step, we're here to help you make it happen:

Savings accounts to help you build your financial future
Checking accounts for everyday ease and security
Credit cards that give you flexibility when you need it most
Mortgages to turn homeownership into a reality
Vehicle loans to get you where you need to go
HELOCs to upgrade the space you already love
Personal loans for life's unexpected turns
Student loans that make higher education more accessible

What truly sets us apart isn't our products — it's our purpose. As a member-first credit union, your voice helps guide everything we do. Because when our members and communities thrive, we all succeed.

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