UMCU Boat Loans offer low rates, easy applications, and financing designed to fit your lifestyle.
Spend less time filling out paperwork and more time making memories on the water. With UMCU's competitive rates and flexible terms, financing your boat is easy, so you can enjoy the lake with more freedom — and more funds for gear, fuel, and fun!
Absolutely! Purchasing a boat with UMCU is simple and stress-free. The loan process is just like applying for a vehicle loan and we'll even pre-approve you for free, so you can shop with confidence and know exactly what fits your budget.
Already have a boat in mind? Great! Just let us know during pre-approval, and we'll help you move forward smoothly.
No, it's not required — but if you have the boat's hull identification number (HIN), feel free to include it.
Apply through Online Banking, our Mobile App, our website loan application, stop by a branch, or give us a call at 800-968-8628.
Unfortunately, the Graduation Loan special rate only applies to traditional vehicle loans. However, the special Graduation Loan rate is good up to one year after the date of your graduation! So if you decide to purchase a car, van, or truck instead of a boat, you can still take advantage of that special rate!
All kinds and they don't have to be brand new! UMCU is pleased to offer the same rate on new or used boats.
*Actual APR determined by credit history, approved loan amount and loan term.
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