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Home Improvement Loan

Get a home improvement personal loan to bring your Dream Home to life!

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Finance Your Home Upgrades with Ease Feature Image

Finance Your Home Upgrades with Ease

UMCU's Home Improvement Loan is a flexible and affordable solution for your home-related expenses. Whether you're planning a kitchen remodel, upgrading your outdoor space, or furnishing your home with new furniture, we're here to help bring your vision to life.

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  • Borrow Up to $50,000*
  • No Collateral or Lien Required
  • Competitive Fixed Interest Rates: For predictable monthly payments
  • Terms Up to 84 Months
  • Use Funds to Improve Your Home: Including repairs, renovations, or furniture and other items for the home
  • Easily Manage Your Loan: Access your loan through the Online Banking portal or Mobile App

Home Improvement Loan Rate

APR Term
9.75% - 16.25% Up to 84 Months
APR
9.75% - 16.25%
Term
Up to 84 Months

Related Resources

Calculators

Access calculators to plan and manage your finances.

Blogs

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Webinars

Watch webinars to learn about finances, service, and more.

Events

Discover upcoming UMCU events.

Downloads

Find downloadable forms and loan resources.
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We Also Recommend

Mortgage

Mortgage

  • Competitive Interest Rates & Down Payments
  • Fee-Free Application & Pre-Approval
  • Low Closing Costs
  • Flexible Terms
  • Convenient Automatic Payment Options
Home Equity Line of Credit

Home Equity Line of Credit

  • Completely Fee-Free
  • Borrow Up to 95% of Your Home's Equity
  • Competitive Interest Rates
  • Convenient Access to Your Funds
  • 10 Year Draw Period Followed by 15 Year Repayment Period
  • Loan Payment Protection Coverage Option

FAQs

Just about anything related to improving your dwelling. Use the funds for repairs, renovations, and even furniture!

See All Questions

Disclaimer

*$500 minimum loan amount. Subject to credit approval; normal credit standards apply

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