University of Michigan Credit Union | Accounts

Unlock Your Home's Potential

Your home is more than a place to live — it's a source of financial flexibility. Get the funds you need with competitive rates and convenient access.

Learn More About HELOCs

Local Commitment,
Big Impact

When you choose UMCU, you're helping to strengthen your community while gaining the support and resources to reach your financial goals.

The EMUCU Experience

Detroit Lions Debit Card

As the Official Credit Union of the Detroit Lions, we're proud to offer exclusive debit cards featuring four bold, signature Lions designs.

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Our Best Rates

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* Home Improvement Loans as low as 9.75

** Certificates as high as 3.75

*** Auto Loans as low as 5.74

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UMCU Offerings

Promotions

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Checking Accounts

Go Blue™ Checking Account

Go Blue™ Checking gives you the flexibility, features, and Michigan tradition you expect, no fees, no minimums, and a debit card that shows your true blue loyalty.

Checking Accounts

Detroit Lions

Get in the game with one of four bold Lions debit cards, available only from UMCU the Official Credit Union of the Detroit Lions.

Events

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Community Event

October
29th

Lions Cub Club Halloween Event

GRIT or TREAT! The Lions Cub Club presented by University of Michigan Credit Union hosts their Halloween trick or treat event at Ford Field. Cub Club members enjoy on-field activities, face painting, balloon artists and featured trick-or-treating through the Ford Field tunnel!

Virtual Presentation

September
22nd

Homebuyer Education

Buying a home is one of the most important emotional and financial decisions you will make. This is why financial experts recommend taking a homebuyer education course before diving into the purchasing process.

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